Engagement through gamification: The role of fintech in enhancing user motivation for achieving financial goals . Journal of Accounting and Finance Review, [S. l.], v. 1, n. 2, p. 17–30, 2025. DOI: 10.26652/jafr/24.02.002. Disponível em: https://jafr.comsats.edu.pk/index.php/Home/article/view/11.. Acesso em: 20 jun. 2025.